PLACE YOUR PROFESSION IN MOVEMENT BEING A customer LOAN PURCHASES PROFESSIONAL At OneMain, Consumer Loan product product Sales experts empower clients – listening with their requirements and supplying access to friendly, fast and affordable funding forever’s costs. Consumer Loan product Sales professional will discover the financing and servicing company at OneMain letting them develop their job. A profession withOneMainoffers you the possibility to make a salary that is annual incentives.
It is possible to guide your career with use of an assortment of robust training programs and opportunities to advance toward leadership functions such as for instance Branch Manager and District Manager. Other group member advantages consist of competitive pay, adjustable incentives linked with company performance, medical, dental, eyesight, 401(k), paid time down, compensated volunteer time, tuition reimbursement and much more. The life cycle of the loan, including collections activities, complying with all laws and regulations REQUIREMENTS + HS Diploma/GED + Must be able to travel locally for business development purposes PREFERRED REQUIREMENTS + Sales or Customer Service experience + Bilingual (language requirement per need) WHO WE ARE OneMainFinancial is the country’s largest lending-exclusive financial company, proudly serving millions of customers with safe, affordable and transparent installment loans IN THE ROLE + Deliver results related to individual and branch sales goals as well as customer expectations + Develop new relationships – and maintain existing relationships – working with customers throughout the loan process and loan life cycle + Present financial solutions, based on customer needs, that meet their goals + Present customers with optional insurance products + Educate customers on the terms and conditions of their loan to ensure a clear understanding + Partner with local businesses to seek out and develop new customers + Learn how to utilize credit underwriting techniques and sales tools + Manage.
Our clients seek out us every day-online and also at 1,500 branches in 44 states-to help them take close control and boost their monetary life with solutions for debt consolidation reduction, medical expenses, home bills, house improvements and car acquisitions. Our skilled and devoted team members constantly try to find accountable how to serve our clients whenever, where and exactly how they desire. It’s all about doing the right thing-a objective that has not changed for longer than a century.
Key Word Tags product Sales, Retail, Loan product product product Sales, customer care, customer service, company developing, brand brand New Grad, Newly Graduated, basic level, Financial Sales, Management developing, Management Trainee, Finance, Full-time, Career, Benefits, Consumer experience, Financial Representative, Credit, Leadership, Manager TraineeOneMain Holdings, Inc. is A equal work possibility (EEO) and Affirmative Action (AA) boss. Qualified candidates will get consideration for work without reference to battle, color, faith, sex, intimate orientation, gender perception or determine, nationwide beginning, age, marital status, protected veteran status, or impairment status.
Does my partner have actually become regarding the loan?
No, your better half doesn’t have to be obligated on the loan; nonetheless, according to the way the security is owned, your better half may require to signal security papers pledging his / her curiosity about the house.
Am I able to payoff my loan early without penalty?
Yes, you’ll spend down your loan just before readiness without penalty.
Do a co-applicant is needed by me on the mortgage?
If you meet up with the qualifications (i.e. credit rating, earnings, etc.) for the loan all on your own you will never require a co-applicant.
How exactly does my credit history affect my interest?
The larger your credit rating the higher your rate of interest shall be.
Just what will my interest be?
Your interest is determined by a true wide range of facets including although not restricted to: types of loan, credit history, sort of security, and chronilogical age of collateral. Please pose a question to your loan provider for more information.
Do i must have deposit reports with Mercantile Bank become approved for the loan?
No, we don’t require one to have deposit account with Mercantile Bank to enable one to consider having your deposit account(s) with us for you to be approved for a loan; however, we would love. We now have a number of different records to pick from and also as an additional bonus we will provide you with a .25 for those who have automated debit of one’s loan repayment from your own Mercantile bank-account% discount on the loan price (pertains to installment loans just).
Just how long does the mortgage process simply take? When can I get my cash?
The length of time the process takes varies according to the kind of loan you’ve got sent applications for and exactly how quickly we are able to receive the supporting documentation that is necessary. A customer Loan can typically be authorized and closed in the day that is same nonetheless, a house Equity personal credit line (HELOC) will require 14 company times or longer depending on the complexity for the deal. On a customer Loan you certainly will get the funds the exact same time as closing. On a HELOC it may simply take one more three company times to get the funds if the loan is at the mercy of rescission. Please pose a question to your lender for extra information.
What forms of costs can you charge?
Charges will be different with respect to the loan kind. Please pose a question to your loan provider for extra information.
Exactly what will online payday loans Hawaii you accept as security on that loan?
We could secure customer Loans with cars, motorcycles, travel trailers, ATVs, ships, snowmobiles, plus some other consumer that is additional. Residence Equity credit lines are secured by main or additional residences which are stick built or modular houses.
exactly just What documents do you want from me to be able to accept my loan?
The paperwork required is determined by the kind of loan you might be obtaining. For a customer Loan we might require earnings paperwork such as for instance a paystub that is current if you should be self-employed your final two tax statements; collateral information, such as for example a car name or dealer invoice; and insurance information. For the HELOC we will be needing earnings information, appropriate description of this home, home owner’s insurance coverage, and a tax that is recent assessor’s declaration. Please pose a question to your lender for extra information.
Can my re payment be immediately taken from my deposit account?
Yes, we are able to arranged automated repayments to be taken straight from your own deposit account. As an additional bonus if the re re payment is drawn from your own Mercantile Bank deposit account we shall offer you a .25% discount on the loan price (relates to installment loans just).